10 Enlightening Quotes About Money and the Economy, Brought to you by ARISE Life Skills & Training

Bailouts, foreclosures and job losses, oh my! Each day seems to bring more bad news about the economy. Reading the newspaper or watching the news is enough to make anyone anxious about the future and the state of their finances. As we go through this trying time, remember that the country has been through this before and emerged stronger.  Here are some quotes about money and the economy from some of history’s greatest minds. Read them over, think about them and try to breath. Everything will work itself out. It always does.

1. You have not lived a perfect day, even though you have earned your money, unless you have done something for someone who will never be able to repay you. – Ruth Smeltzer
2. Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. – Benjamin Franklin
3. So often we rob tomorrow’s memories by today’s economies. – John Mason Brown
4. Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be more productive than energy devoted to patching leaks. – Warren Buffett
5. Anyone who thinks there is safety in numbers hasn’t looked at the stock market pages.  – Irene Peter
6. Men make counterfeit money. In many cases, money makes counterfeit men.  – Sydney J. Harris
7. It’s a recession when your neighbor loses his job; it’s a depression when you lose yours. – Harry Truman
8. We must beware of trying to build a society in which nobody counts for anything except a politician or an official; a society where enterprise gains no reward and thrift no privileges. – Winston Churchill
9. Be fearful when others are greedy and be greedy only when others are fearful. – Warren Buffett
10. I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years.  – Warren Buffett

Looking for more advice on how to manage your money, manage anger and handle stress? Visit the ARISE website and click on online store.

Edmund Benson, co-founder of ARISE, celebrates his 80th birthday by contributing over 100 life management skills curricula to the international nonprofit community.

Edmund Benson, former at-risk kid and founder of ARISE Foundation, is celebrating his 80th birthday by giving a gift to the international nonprofit community: the creative licenses for all of the 100 ARISE life-skills curricula materials. Benson will allow the materials to be translated free of charge into any language (except Spanish, which has been done), for use in life-skills training programs around the world.

Benson and his wife Susan created the nonprofit ARISE Foundation in 1986. The foundation has since trained and certified over five thousand group facilitators who have taught over four million documented hours of ARISE life-skills lessons in Florida alone. ARISE programs are also used throughout the US, in Canada, Jamaica, England, Australia, the Bahamas, Bermuda, New Zealand, Mexico, Puerto Rico, Bosnia, Botswana and Kazakhstan.

ARISE life-skills lessons are designed to engage at-risk populations with interactive, entertaining, easy-to-understand lessons about important topics such as anger management, self-esteem, peer pressure, gang avoidance, drug and alcohol prevention, the power of networking, interviewing and keeping a job, domestic abuse, etiquette and manners, conflict resolution, bullying and violence prevention, health and hygiene, stress management, stranger safety and much more.

ARISE lessons have a memorable impact on troubled youth because, for the most part, they are conducted by ARISE-trained group facilitators who carry out guided group discussions with exciting activities that are easily understood and put into practice. ARISE group facilitators inspire conversation, involvement and interest. The ARISE life-skills lessons are not sequential. Each stands on its own, making them ideal for transient populations. Everyone starts fresh with each new learning experience.

ARISE life-management skills curricula are used in public, alternative and charter schools, juvenile justice facilities, residential treatment centers, faith-based organizations, Salvation Army, Boys and Girls Clubs, Arnold Schwarzenegger’s After School All-Stars program and organizations that educate orphans and other troubled youth around the world. The programs are written for underachieving pre-k, elementary, and middle school children, teens, and young adults with limited reading and writing capabilities. The ARISE life-management skills program succeeds with youth who have behavior issues and special needs. Those non-profit organizations interested in the ARISE free creative licensing program can communicate directly with Edmund Benson by calling 561-630-2021 (overseas); in the US, call (toll-free)888-680-6100 or visit the ARISE website at http://www.ariselife-skills.org to download the creative license kit and get more information. #####

10 Tips for Managing Your Money, Brought to you by ARISE Life Skills & Training

With the world’s financial markets in turmoil, advice on money management is needed now more than ever. Here are ten simple steps to handling your finances and keeping your nest egg from being scrambled in an economic crisis.

1. Avoid impulse buying. Before you spend money on any purchase, go home and sleep on it. List the reasons why you need the item. Many times, you will discover it isn’t something you really need.
2. “Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin
3. Identify the things you buy for yourself. Seperate the items that last a few days (magazines) from those that disappear right away (pizza, coffee). Price how much your spend each month for these items. You may find a good portion of your income goes toward things that don’t last. Before you spend, consider the object’s long term value.
4. “Never spend your money before you have it.” – Thomas Jefferson
5. Look for banks that offer a high return on your investment. Don’t settle for a low-interest savings account. Research online and find a bank that gives you the most return for your investment. Try a money market or a CD.